You should have car insurance that covers the losses if an accident happens. This will protect you from out-of-pocket expenses associated with careless driving or someone who hits you while driving. Car insurance agents offer different types of auto insurance policies. Find below different types of car insurance policies on the market. 1. Third-Party Liability Third-party liability is the most basic type of car insurance. This policy covers you if you cause an accident, injure another person, or damage their property.
13 May 2022
As a commercial fleet manager, you are responsible for your fleet's safety and performance. You must keep the fleet's legal and financial liability as low as possible while still providing the services your truck drivers may need while they are out on the road. Part of managing your fleet successfully involves investing in the best coverage for it and its drivers. You can benefit from purchasing quality truck insurance for your trucks and drivers.
4 April 2022
Regardless of your business size, certain risks (like lawsuits or catastrophic events) can bring your business to its knees. Luckily, you can protect your business against such unforeseen risks with commercial insurance. Some types of insurance you can consider are property insurance, worker's compensation insurance, and product liability insurance. However, insurance premiums are not one size fits all. Check out some factors that can determine your commercial insurance premium rates. The Type of Business
2 March 2022
If you are a civilian contractor working overseas for the U.S. military, then you need DBA insurance. This type of insurance provides coverage for workers who are injured or become ill while on the job. It is required by law and is offered through most major insurance companies. In this blog post, we will discuss what DBA insurance is and why you need it! What is DBA Insurance? DBA insurance, a type of workers' compensation insurance, provides coverage for civilians who are injured or become ill while working overseas for the U.
19 January 2022
There is much misinformation about the insurance industry in general and auto insurance in particular. For example, you will hear some say a red car is more expensive to insure than a blue car, or getting a traffic ticket will increase your premiums. However, there is also a lot of good information you can get free regarding any insurance matter from your insurance agent or broker. Your auto insurance broker is legally required to disclose full information to enable you to make an informed choice.
3 December 2021
If you are a mobile homeowner, or if you are thinking about buying a mobile home, then you should think about purchasing insurance for it. Some mobile homeowners never actually purchase insurance on their homes, and they often regret it. These are some of the top reasons why you may want to purchase a mobile home insurance plan. Your Community Might Require It Many people who own mobile homes live in mobile home parks or other similar communities.
28 October 2021
Never buy personal car insurance if your circumstances demand commercial insurance (the reverse also applies). The two types of insurance policies are markedly different. Using the wrong type of car insurance exposes you to risks that the policy doesn't cover. Below are some of the major areas in which commercial and personal car insurance differ. Coverage Commercial car insurance covers business use of the car, while personal car insurance coverage private use of the car.
15 September 2021