Want More Affordable Car Insurance? 3 Things You Can Do

Insurance Blog

When it comes to finding the best car insurance for your needs, there are a few things to keep in mind. First, you want to make sure that your policy has ample coverage. You also want to make sure that you can afford your car insurance premiums. Finding the balance between coverage and affordability can be a challenge. However, there are a few things that you can do to ensure that you have the right amount of coverage for a price you can afford.

18 June 2020

Ways Adding A Pool Or Hot Tub May Affect Your Home Insurance Policy

Insurance Blog

Are you in the process of getting a new swimming pool or hot tub for your backyard? If you are, you will need to contact your homeowner's insurance agent to update your home insurance policy. Your current policy might not offer enough protection and coverage for this new addition to your home. Here are a couple of important facts to understand about swimming pools, hot tubs, and other outdoor items you might buy for your backyard.

25 February 2020

Everything You Need To Know About Lapses In Auto Insurance

Insurance Blog

There are many auto insurance terms that people may have heard but do not fully understand. One of these terms is a lapse in auto insurance coverage. Here is more information about what this term means and how it can affect you and your auto insurance rate.  What Is a Lapse in Auto Insurance?  A lapse in auto insurance basically means that it is a period of time in which you do not have any auto insurance.

23 January 2020

Worker's Compensation Premium Audits

Insurance Blog

Worker's compensation insurance is a necessary investment for most employers. Unfortunately, the cost of worker's compensation insurance can be somewhat unpredictable. Your premiums will be dependent on your payroll expenses. That means you will be paying estimated premiums for each period and reconciling your estimated payments to the actual premiums when the premium period is complete. The actual premiums are calculated through a worker's compensation audit. Here's what you need to know.

19 December 2019

3 Things To Look Into When You Are Getting Homeowner's Insurance

Insurance Blog

Having homeowner's insurance is a smart idea because if something goes wrong at your house, you will have some money in order to fix the issues. Some mortgage companies will require you to carry homeowner's insurance, as well. When you are getting your insurance, you want to make sure that you check out your options, so that you can get the best insurance for you and your needs. So, what are some things that you should look for?

10 November 2019

Pinching Pennies On Your Auto Insurance Policy

Insurance Blog

Auto insurance is a must if you're going to be driving on the roads. Without it, not only are you putting yourself in financial danger, but you're also putting yourself in legal danger. It's not uncommon for someone to go through a financial hardship and the first thing that they sacrifice is the auto insurance that protects them — don't do this. Here, you'll find a few things that you can do to decrease the cost of your auto insurance policy at least until you get back on your financial feet again.

15 October 2019

Important Questions to Ask When Buying Insurance for Your Food Truck Business

Insurance Blog

Insurance needs for a business are far different than any other insurance product, and if it is a food truck business you operate, your insurance needs can be even more complicated. When buying a policy, it is critical that you ask the right questions to ensure you end up with the most well-built insurance protection. Take a look at some of the important things to ask when you are shopping for commercial truck insurance for your food truck business.

12 September 2019