Insurance

Making Smart Choices When Buying Insurance

Insurance Blog

Buying insurance for your car or home can be immensely complicated as there are many factors that will have to be considered in order for you to be able to effectively choose a policy that offers comprehensive protection. Always Understand The Compensation Structure Your Policy Will Use Prior to choosing an insurance policy, you will want to be sure that you are aware of the type of compensation structure that the policy will utilize.

30 November 2020

Opening A Retail Store? Two Must-Have Insurance Coverages To Include In Your Policy

Insurance Blog

Owning a retail store could be the fulfillment of a lifelong dream. Not everyone will have the ability to say that they reached a point where they're able to go into business for themselves, branching out into the world of entrepreneurship and carving a path toward financial success. It's very exciting and the planning process can be quite invigorating. Once you've found a location, built up your inventory, and run a marketing campaign, you're ready to get going.

28 October 2020

Buying Your First Home? Why It's So Important To Get The Right Homeowner's Insurance Policy

Insurance Blog

Purchasing a house for the very first time is definitely something to be proud of. You may have spent years saving and sacrificing so you could build up enough money and credit to qualify for the house of your dreams. Now that you are finally taking possession of the place, it is vital that you protect it. Getting a property insurance policy provides you with crucial coverage that can help you avoid some of the financial pitfalls that can occur if you run into certain emergencies.

29 September 2020

Tired Of Overpaying For Auto Insurance? Top Tips For Paying Less

Insurance Blog

One of the bills that you'll need to pay each month is your auto coverage. This amount will depend on factors that range from the type of vehicle you drive to where you live. However, finding ways to lower this amount can be ideal for your financial situation. Learning the top tips that can decrease your overall coverage costs is perfect. 1. Find a right used car Taking time to look for a car that's not brand new can be extremely helpful in preventing this expense from being too high.

27 August 2020

Inclusions And Exclusions: A Look At Public Liability Insurance Cover

Insurance Blog

As a business that interacts with customers and the general public every day, public liability insurance is quite essential regardless of your industry and the size of your business. These interactions come with certain risks, and this form of insurance helps to cover and protect you when events tied to such risks happen. You, no doubt, want to know what a public liability covers and what it doesn't. Here is what you should know.

28 July 2020

Want More Affordable Car Insurance? 3 Things You Can Do

Insurance Blog

When it comes to finding the best car insurance for your needs, there are a few things to keep in mind. First, you want to make sure that your policy has ample coverage. You also want to make sure that you can afford your car insurance premiums. Finding the balance between coverage and affordability can be a challenge. However, there are a few things that you can do to ensure that you have the right amount of coverage for a price you can afford.

18 June 2020

Ways Adding A Pool Or Hot Tub May Affect Your Home Insurance Policy

Insurance Blog

Are you in the process of getting a new swimming pool or hot tub for your backyard? If you are, you will need to contact your homeowner's insurance agent to update your home insurance policy. Your current policy might not offer enough protection and coverage for this new addition to your home. Here are a couple of important facts to understand about swimming pools, hot tubs, and other outdoor items you might buy for your backyard.

25 February 2020

Everything You Need To Know About Lapses In Auto Insurance

Insurance Blog

There are many auto insurance terms that people may have heard but do not fully understand. One of these terms is a lapse in auto insurance coverage. Here is more information about what this term means and how it can affect you and your auto insurance rate.  What Is a Lapse in Auto Insurance?  A lapse in auto insurance basically means that it is a period of time in which you do not have any auto insurance.

23 January 2020

Worker's Compensation Premium Audits

Insurance Blog

Worker's compensation insurance is a necessary investment for most employers. Unfortunately, the cost of worker's compensation insurance can be somewhat unpredictable. Your premiums will be dependent on your payroll expenses. That means you will be paying estimated premiums for each period and reconciling your estimated payments to the actual premiums when the premium period is complete. The actual premiums are calculated through a worker's compensation audit. Here's what you need to know.

19 December 2019

3 Things To Look Into When You Are Getting Homeowner's Insurance

Insurance Blog

Having homeowner's insurance is a smart idea because if something goes wrong at your house, you will have some money in order to fix the issues. Some mortgage companies will require you to carry homeowner's insurance, as well. When you are getting your insurance, you want to make sure that you check out your options, so that you can get the best insurance for you and your needs. So, what are some things that you should look for?

10 November 2019