3 Reasons To Call Your Homeowner's Insurance Company Before Installing A Swimming Pool

Insurance Blog

If you're hoping to install a swimming pool in your backyard, you might be ready to call a pool installation company to find out more about the project, such as to learn about your different options and to get a price quote for the project. It might not have even crossed your mind to call your homeowner's insurance agent, but you will want to call him or her before installing a pool. This is a necessary step for homeowners for these reasons.

1. Find Out About Rate Increases

If you still aren't completely sure about whether or not you're going to be installing a pool, even if you are interested in doing so, it's probably smart to find out about the costs that you can expect to pay when installing a pool. For example, your homeowner's insurance policy might go up when you install a swimming pool. If you'd like to find out how much those increases will be before you commit to actually installing your swimming pool, then you should contact your homeowner's insurance agent so that you can get a quote. This can help you decide whether or not it's a smart financial decision to install one.

2. Find Out About Requirements

Next, you will want to find out about any requirements that your homeowner's insurance company might have in regards to installing a pool. For example, in order to offer coverage, your homeowner's insurance company might require you to install a fence around the swimming pool and to put up certain warning signs. Your homeowner's insurance agent should provide you with a list of things that you will need to do when installing your new pool.

3. Make Sure You're Covered

In addition to getting information about installing and having a pool on your property, calling your homeowner's insurance agent will also help you learn about the steps that you'll need to take so that you will be covered. After all, if you simply install a pool on your property without telling your homeowner's insurance agent, then you probably will not be covered in the event that someone is injured in or around your swimming pool. Making sure that you're covered as a homeowner is important, and your homeowner's insurance agent can help you through the process of adding your swimming pool to your property.

Don't just install a pool without contacting the right people first. For example, you will need to call a homeowner's insurance agency, like Angel Auto Insurance, for the reasons listed above.


20 February 2019

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